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Exchange XRP to USDC (Algorand)

Send XRP on the XRP Ledger network and receive USDC (Algorand) on the Algorand network. The calculator shows a live estimate; the rate is floating, so the final amount is set at the moment of exchange.

Calculator

XRP

You get, estimated

0.02USDC (Algorand)

Min: 0.001721 XRP

Rate: 1 XRP ≈ 1.25 USDC

Indicative estimate from the last check (Oct 27, 2026, 9:12 PM UTC). Press the button for a live one.

Exchange on the website Open in Telegram

Key facts

You send
XRP · Ripple · XRP Ledger
You receive
USDC (Algorand) · USD Coin (Algorand) · Algorand
Minimum amount
0.001721 XRP (checked Oct 27, 2026, 9:12 PM UTC)
Rate
Floating: the final amount is set at the moment of exchange
Indicative estimate
0.018 XRP ≈ 0.02 USDC (checked Oct 27, 2026, 9:12 PM UTC)
Memo/tag for your USDC (Algorand) address
Supported: enter it if the receiving wallet or exchange requires a memo/tag
Registration
Not required

How to exchange XRP to USDC (Algorand)

  1. You send

    XRP on XRP Ledger

  2. Deposit address

    Issued for your exchange

  3. Exchange

    At a floating rate after network confirmations

  4. You receive

    USDC (Algorand) on Algorand — to your address

  1. Enter the amount of XRP you want to send — not less than the minimum for this pair.
  2. Enter your USDC (Algorand) address on the Algorand network. If the receiving wallet or exchange requires a memo/tag, enter it too.
  3. Send XRP strictly on the XRP Ledger network to the deposit address of your exchange. If the exchange shows a memo/tag for the deposit, include it in your transfer.
  4. Follow the status: the exchange starts once your transfer arrives and gets network confirmations, then USDC (Algorand) is sent to your address.

What to know about this pair

  • The network fee for your own transfer to the exchange address is charged by your wallet or exchange and is not included in the estimate.
  • USDC (Algorand) is a stablecoin designed to track the value of the US dollar.
  • Exchanges often use a memo/tag to identify deposits on Algorand. If you receive USDC (Algorand) to an exchange account, copy the memo/tag from its deposit page.
  • A deposit of XRP may come with a memo/tag. If your exchange shows one, the transfer must include it.
  • Send XRP only on the XRP Ledger network. Funds sent via the wrong network may be impossible to recover.
  • Crypto prices change all the time: with a floating rate, the amount you receive may differ from the estimate.
  • Blockchain transfers cannot be reversed: check the address and network before sending.

Reverse direction

Exchange USDC (Algorand) to XRP

Exchange XRP to other coins

The same coins on other networks

Questions about XRP → USDC (Algorand)

What is the minimum amount to exchange XRP to USDC (Algorand)?

At the last check (Oct 27, 2026, 9:12 PM UTC) the minimum was 0.001721 XRP. The calculator shows the current minimum before you create an exchange.

Is the XRP to USDC (Algorand) rate fixed?

No. The rate is floating: the final amount depends on the rate at the time your exchange is processed and may differ from the estimate.

Do I need a memo/tag to receive USDC (Algorand)?

A memo/tag is supported for USDC (Algorand). Enter it if the receiving wallet or exchange requires one — exchange accounts often do. A personal wallet usually does not.

Do I need to register or verify my identity?

Registration is not required. Identity verification is not required by default, but it may be requested if a transaction looks unusual, in cases of fraud reports or as the law requires; it is mandatory for users from some countries.

How long do I have to send XRP?

With a floating rate there is no deadline for the deposit: the exchange starts once your transfer arrives and gets network confirmations. Send funds only to the address from your exchange.

Guides

Live data

XRP · USDC (Algorand) · XRP Ledger · Algorand