How to receive a payment in USDT
A client wants to pay you in USDT: which network to ask for, what address to give, how to check that the payment arrived and how to exchange it to another coin.
Freelancers, online shops and people selling goods often agree to be paid in USDT. To receive the payment safely, settle a few details before the client sends anything.
Before the payment
Choose the network
For example, TRON (TRC20) — the client's wallet or exchange must support it
Give your address
Copy it from your wallet for exactly that network
Agree on the amount
And who pays the network fee
Wait for confirmations
Then check the payment
| Network | Your address starts with | Memo/tag |
|---|---|---|
| T | Not used | |
| 0x | Not used | |
| 0x | Not used | |
| UQ or EQ | Not needed for a personal wallet |
Write the network next to your address in the message to the client — "USDT TRC20, address T…". An address alone does not say which network to use, especially for 0x addresses.
After the payment
- Ask the client for the transaction hash (TxID) and find it in a public explorer of the network.
- The payment is final when the transaction is confirmed. A blockchain transfer cannot be reversed — neither by you nor by the client.
- Follow the laws of your country, including tax rules for payments in cryptocurrency.
If you need another coin
If you would rather keep the money in another coin or network, you can exchange it, for example USDT TRC20 → BTC or USDT TRC20 → USDT ERC20. The rate is floating, and the network fee for your own transfer is not included in the estimate.
See also: How to choose a USDT network and How to check the status of a crypto transaction.
Terms in this guide
Token standard (TRC20, ERC20, BEP20)
The rules a token follows on a particular network: TRC20 on TRON, ERC20 on Ethereum, BEP20 on BNB Smart Chain, SPL on Solana, jettons on TON. USDT TRC20 and USDT ERC20 have the same name but are different assets.
Transaction hash (TxID)
A unique identifier of a transaction. With it you can find the transfer in a blockchain explorer, and support can check it.
Blockchain explorer
A public website that shows transactions, addresses and blocks of a network. Each network has its own explorers.