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Exchange XRP to USDC (Optimism)

Send XRP on the XRP Ledger network and receive USDC (Optimism) on the Optimism network. The calculator shows a live estimate; the rate is floating, so the final amount is set at the moment of exchange.

Calculator

XRP

You get, estimated

2USDC (Optimism)

Min: 0.155597 XRP

Rate: 1 XRP ≈ 1.25 USDC

Indicative estimate from the last check (Oct 27, 2026, 8:06 PM UTC). Press the button for a live one.

Exchange on the website Open in Telegram

Key facts

You send
XRP · Ripple · XRP Ledger
You receive
USDC (Optimism) · USD Coin (Optimism) · Optimism
Minimum amount
0.155597 XRP (checked Oct 27, 2026, 8:06 PM UTC)
Rate
Floating: the final amount is set at the moment of exchange
Indicative estimate
1.6 XRP ≈ 2 USDC (checked Oct 27, 2026, 8:06 PM UTC)
Memo/tag for your USDC (Optimism) address
Not used for this asset
Registration
Not required

How to exchange XRP to USDC (Optimism)

  1. You send

    XRP on XRP Ledger

  2. Deposit address

    Issued for your exchange

  3. Exchange

    At a floating rate after network confirmations

  4. You receive

    USDC (Optimism) on Optimism — to your address

  1. Enter the amount of XRP you want to send — not less than the minimum for this pair.
  2. Enter your USDC (Optimism) address on the Optimism network. Addresses on Optimism start with 0x and are 42 characters long.
  3. Send XRP strictly on the XRP Ledger network to the deposit address of your exchange. If the exchange shows a memo/tag for the deposit, include it in your transfer.
  4. Follow the status: the exchange starts once your transfer arrives and gets network confirmations, then USDC (Optimism) is sent to your address.

What to know about this pair

  • The network fee for your own transfer to the exchange address is charged by your wallet or exchange and is not included in the estimate.
  • Addresses on Optimism look the same as on other networks that use 0x addresses (Ethereum, BNB Smart Chain, Arbitrum and others). Make sure the receiving wallet or exchange accepts USDC (Optimism) on Optimism.
  • USDC (Optimism) is a stablecoin designed to track the value of the US dollar.
  • A deposit of XRP may come with a memo/tag. If your exchange shows one, the transfer must include it.
  • Send XRP only on the XRP Ledger network. Funds sent via the wrong network may be impossible to recover.
  • Crypto prices change all the time: with a floating rate, the amount you receive may differ from the estimate.
  • Blockchain transfers cannot be reversed: check the address and network before sending.

Reverse direction

Exchange USDC (Optimism) to XRP

Exchange XRP to other coins

The same coins on other networks

Questions about XRP → USDC (Optimism)

What is the minimum amount to exchange XRP to USDC (Optimism)?

At the last check (Oct 27, 2026, 8:06 PM UTC) the minimum was 0.155597 XRP. The calculator shows the current minimum before you create an exchange.

Is the XRP to USDC (Optimism) rate fixed?

No. The rate is floating: the final amount depends on the rate at the time your exchange is processed and may differ from the estimate.

Do I need a memo/tag to receive USDC (Optimism)?

No. A memo/tag is not used for USDC (Optimism) on Optimism: only the address is needed.

Do I need to register or verify my identity?

Registration is not required. Identity verification is not required by default, but it may be requested if a transaction looks unusual, in cases of fraud reports or as the law requires; it is mandatory for users from some countries.

How long do I have to send XRP?

With a floating rate there is no deadline for the deposit: the exchange starts once your transfer arrives and gets network confirmations. Send funds only to the address from your exchange.

Guides

Live data

XRP · USDC (Optimism) · XRP Ledger · Optimism